- Beyond the Failed State: Capital Mobilization, Investment and Entrepreneurship Among
                              Somali Refugees in Nairobi, Kenya by Kenneth Omeje and John Mwangi
 - Do Tobacco Growers Need Financial Inclusion? An Analysis into the Monetary Problems
                              and Prospects Enshrouding Farmers Harvesting Tobacco in Basti District, Uttar Pradesh,
                              India by Syed Aiman Raza
 - Money Management and Mechanism in Palestinian Economy in Multi-Currencies Context by Nidal Rashid Sabri, Diama Abu Laban and Deema Waleed Haniya
 - Impact of EKO's SimpliBank on the Saving Behaviour and Practices of Low Income Users:
                              The Indian Experience by Mani Arul Nandhi
 - Untouchable Wealth: The Moral Exchange of New Wealth among Women in an Urban Nepali
                              Untouchable-Caste Community by Sepideh Bajracharya
 - Does Mobile Money Matter? Exploring Mobile Money Adoption by Ghana's Urban Poor by Vivian Dzokoto and Edwin Mensah
 - Mobile Phone Cash In Cash Out Service in a Frontier Area: The Dynamics of New Money
                              Technology and Embedded Systems of Money Relationships by Jose L. Estuar
 - Tell Me How You Earn and Spend Money - And I Will Tell You Who You Are by Svetlana Tyukhteneva
 - Differences Between Fee Structure of Mobile Money Technologies and Traditional Banking
                              Systems, Social Psychological Determinants and Service Uptake: A Case Study of Uganda
                              by Bruno Yawe and Tinah Nassali
 - Does Microloan Repayment via Cell Phone Increase Client Confidence in Mobile Value
                              Storage? The Case of Green Bank in Mindanao, Philippines by Anatoly Gusto and Felicidad Justiniana
 - The Financial Ecologies and Circuits of Commerce of Retail Credit Cards in Santiago
                              de Chile by Jose Ossandon Valdes, Tomas Ariztia, Macarena Barros and Filipe Gonzalez
 - Mobile Money Services and Entrepreneurial Development in Rural Communities: The Case
                              of the Agricultural Kikuyu and Pastoral Maasai Communities in Kenya by Karatu Kiemo and Barbara Leseni
 - Impact of Mobile Money Services on Microfinance Institutions by Casey Conzett, Patricia Pulido, Maricruz LaCalle and Javier Gil
 - Best Practices in Mobile Microfinance by Fatima Yousif, Elizabeth Berthe, and Olga Morawczynski
 - Mobile Money Services and Poverty Reduction: A Study of 21 Women's Groups in the Rural
                              Region of Eastern Kenya by Ndunge Kiiti, Jane Mutinda and Philomena Muiruri
 - An Assessment of Adoption and Use of Mobile Money Services in East Africa: Case Studies
                              from Uganda and Tanzania by Batilda Moshy and Paul Mukwaya
 - Material Cultures of Financial Literacy Among Rural and Urban Poor in Orissa, India by Katherine Martineau, Pradeep Baisakh and Nishita Trisal
 - Deteriminants of the Demand for Micro-saving Programs in Uruguay: Motivation and Resistance
                              to Join C3U by Magdelena Ramada-Sarasola, Henk van Arkel and Eduardo Tarragó
 - Exploring Use of Mobile Banking Services by the Poor: Case of Wizzit Bank in South
                              Africa by Mildred Makore
 - Value Systems in China: A User-Centered Approach to Designing Inclusive Second-Generation
                              Banking by Panthea Lee and Zach Brisson
 

				
